Risk Managers AL TN MS AK LA

(800) 548-0117
FREE Cost Benefit Survey

Risk Management that Pays for Itself in Lower Premiums

We Are An Independent Risk Management Firm

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We Deal With the Risky Business – So You Can Get Back to the Real Business

Serving Businesses in Alabama, Arkansas, Louisiana, Mississippi and Tennessee

If You Employ 25 Persons or More –
IF You Have Commercial Insurance Premiums of $100,000 or More –
WE Can Find Savings of 25-35% – Or MORE!

We Help YOUR Business Save Money On Commercial Insurance Costs

By Professionally Assessing Your Risks AND Assets
Ensuring YOU Have Adequate, But Not Excessive Coverage
Eliminating Any Dangerous Gaps Or Costly Overlaps
And Then Using A Competitive Bid Process To Obtain The Lowest Possible Premiums

CLIENT SAVINGS GUARANTEED!

Initial Services

Managing YOUR Risk – Increasing YOUR Coverages & Saving YOU Money

A FREE Cost Benefit Survey Will Be Followed By:

  • Identifying & Measuring Risk Exposures;
  • Reviewing Current Policies & Claims;
  • Designing A Risk Program For YOUR Company;
  • Creating Detailed Insurance Specifications; and
  • Marketing Your Account For Better Coverages & Prices.

Read More
 
 

Continuing Services

Continuous Monitoring Of Your Risk Programs, PLUS:

  • Cyber Insurance Updates;
  • Verification & Analysis Of:
    • Claims;
    • Audits;
    • Experience Modification Factors;
  • All Areas of Workers' Compensation; and
  • Insurance Premiums & Coverage Renegotiations.

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Common Types of Issues

Common Risk Management Issues We Deal With Include:

  • New Coverage Needs;
  • Questions Your Agent Can't Answer;
  • Audit Problems;
  • Errors In Workers' Compensation Codes & Experience Modification;
  • Business Income Insurance;
  • Self-insuring & Deductible Decisions; and
  • Cyber Insurance Needs.

Read More
 

Initial Services

Managing YOUR Risk – Increasing YOUR Coverages & Saving YOU Money

A FREE Cost Benefit Survey Will Be Followed By:

  • Identifying & Measuring Risk Exposures;
  • Reviewing Current Policies & Claims;
  • Designing A Risk Program For YOUR Company;
  • Creating Detailed Insurance Specifications; and
  • Marketing Your Account For Better Coverages & Prices.

Read More
 

Continuing Services

Continuous Monitoring Of Your Risk Programs, PLUS:

  • Cyber Insurance Updates;
  • Verification & Analysis Of:
    • Claims;
    • Audits;
    • Experience Modification Factors;
  • All Areas of Workers' Compensation; and
  • Insurance Premiums & Coverage Renegotiations.

Read More
 

Common Types of Issues

Common Risk Management Issues We Deal With Include:

  • New Coverage Needs;
  • Questions Your Agent Can't Answer;
  • Audit Problems;
  • Errors In Workers' Compensation Codes & Experience Modification;
  • Business Income Insurance;
  • Self-insuring & Deductible Decisions; and
  • Cyber Insurance Needs.

Read More
 

 

Click Here For A Summary Of Our Services & Benefits

Why Clients Trust American Risk Managers

Savings and protection of this magnitude will enable our companies to be more competitive, increase market share and profits, and most importantly, improve the safety and well-being of our staff.

-Refreshments of Tennessee Refreshments, Inc.

They handled our project in a completely professional and businesslike manner. Their work resulted not only in a significant reduction of premium for us, but also in some improvements in coverage.

-Southwest Tennessee Electric Membership Corporation

I am confident that anyone who selects American Risk Managers as a service-provider will experience the same level of outstanding service and commitment we have enjoyed.

-Jackson Energy Authority

Client Video Reviews
 

 

We Help Our Clients With All Types of Risk Management Issues. Schedule a FREE Cost Benefit Survey Today.