Professional Risk Management Services
American Risk Managers takes the puzzling burden of Risk Management and Insurance off your desk.
We manage YOUR risk on YOUR behalf with a high level of expertise and professionalism—ultimately saving you 25-35% on insurance costs.
YOU will have a professional Risk Management team on staff—when needed.
To manage your risks, restructure your insurance programs and create savings for your company, we perform a very detailed series of actions.
All these measures result in an expansive Client Overview from which your company’s unique Risk Management program will be developed.
All of our Risk Management Programs are created exclusively for each client and tailored to their business type, unique needs and specific locations.
The First of Our Services is a FREE No-Obligation Cost Benefit Survey.
With a little information, a brief site visit and a review of your current Property and Casualty Insurance policies, we can easily determine if our services will be of benefit to your company.
When the Cost Benefit Survey is completed, we can better discuss ALL our services and the savings you can expect.
But maybe you want specific details right now? If so, you’re not alone. We’ve had many requests for a step-by-step listing of services.
You can find plenty of details by clicking on INITIAL SERVICES and CONTINUING SERVICES. These sections contain the nuts-and-bolts actions that result in your individual program, along with more information on how it’ll be managed after implementation.
And if you have a specific need or a problem to be solved, you may find the answers you’re seeking in COMMON RISK MANAGEMENT ISSUES. This section provides a breakdown on issues our clients frequently deal with.
More information can also be found in RISK: That’s What We Do, which includes comments from our founding Risk Manager.
“We are designed to support—our whole mission is to support—a company that is not quite big enough for a full-time Risk Management Department. The need is there, but from a financial standpoint, they really don’t feel like they can support a whole department. And we furnish that.”
—Walter Haney Sr.
All Of Our Valued Clients Also Receive Unlimited Risk Management Advice!
Our Hallmark Is Service
- Recognizing and Resolving the Risks that Threaten Your Company;
- Guiding You Through the Unfamiliar World of Insurance;
- Collecting and Presenting Information to Help You Make Solid Decisions;
- Sharing All Our Abilities and Expertise to Help Calm Any Chaos or Uncertainty;
- Bringing Sense and Sensibility into a Multitude of Coverage Choices;
- Offering Completely Objective Advice and Advocacy;
- Obtaining the Very Best Coverages and Prices for You; and
- Representing, Working For, Compensated By, and Affiliated ONLY With YOU!
WE are American Risk Managers and we’re ready to join YOUR team today.
The Right Kind of Expert Advice
Have you turned your Risk Management Programs over to an insurance vendor (carrier, broker or agent) to design, price and deliver your coverages?
You may want to give that a second thought.
When it’s tax time, you hire a CPA to do your paperwork.
When you need legal advice, you consult a lawyer.
Letting an insurance agent handle your Risk Management needs is like letting the IRS complete your tax returns.
They’ll do it.
BUT… will they do it in the best interests of your company?
An insurance agent is getting a commission based on the amount of your premiums.
It’s just human nature for them to try to get a good deal.
The biggest difference between us and them is…
We only want a good deal for YOU!
With A Risk Management Expert Sitting On YOUR Side Of The Table During Insurance Negotiations, You’ll Be Better Positioned For Improved Coverages AT LESS COST.
We provide a vast array of Risk Management Services, but the most important is YOUR SECURITY and peace of mind—knowing your company’s exposure to risk is in the hands of experienced professionals.
SAVINGS is just a Byproduct…
The Pros of Having An Independent Risk Manager
There are many advantages to having an Independent Risk Manager handle all of your company’s risk and insurance programs.
- Savings Of Not Only Money (Guaranteed), But Time
Business Owners and highly-paid Executives have more important things to do than spend hours, days (and sometimes months) gathering all the data necessary for dealing with Risk Programs, Insurance Bid Specifications or renewal issues.
Independent Risk Managers Save You Money AND Time!
- We Take The Worry Off Your Desk
Do you have the right coverages? Are all your buildings, assets and products valued correctly? Are there any overlaps in coverages? Any gaps? Is your payroll being reported accurately for Workers’ Compensation premiums?
- Your Savings Start When We Walk In The Door
If you’ve never used an Independent Risk Management Service, you’re in for a big surprise (and savings). With a restructuring of your insurance programs and a competitive bidding process, you’ll see a tremendous reduction in your insurance premiums. MORE than enough to pay for our services. And these will be annual savings.
- We Are Totally Independent—Our Only Point Of Loyalty Is You
We are not affiliated with any carrier, broker or insurance agency. We do not work on commission. The only percentages we deal with are your savings (usually 25-35%) and drops in your insurance rates (the lower the better).
Cons of Having An Independent Risk Manager
- We Really Couldn’t Think Of Any
Truly Independent Risk Managers offer win-win solutions for the risk problems and programs facing medium- to large-sized corporations. Let experienced experts deal with your risks. You’ll get peace of mind.
Reduced Insurance Cost
2 For The Price Of 1
Create A Profit Center
Experience The Risk-Free Rewards Of A Savings-Generated Profit Center.
Your Risk Programs can become a Profit Center for your company. With a reduction in insurance cost—and average savings of 25 to 35%—we can make this possible for you.
– Our Fee
= NET PROFITS
And after restructuring and cutting your insurance costs, we’ll use our experience and expertise to ensure that you’ll continue to receive these same savings—or even more—every year.
Having a professional handle your Risk Programs offers many rewarding benefits.
Security with built-in savings. Extra funds at budget time. And annual bottom line bonuses—just to name a few.
Please visit CLIENT $AVINGS to see how our Risk Management Solutions have created Profit Centers for other companies.
OR take advantage of the click below and let’s get started on YOUR Profit Center.